PRINCIPLE

SELAMAT DATANG KE BLOG MONEY AND BANKING>> KULIAH BAGI KELAS DBS 4A, DBS 4B DAN DBS 4C PADA 11/1/2012 AKAN DITUNDA PADA MASA YANG AKAN DIBERITAHU KELAK>> TERIMA KASIH

Wednesday, February 15, 2012

TUTORIAL 8

Tutorial 8

Section A. 2 marks each.
1. What is overdraft?
2. List two (2) types of loan provided by commercial bank to its customer.
3. What is probate advance?
4. Define bridging loan.

Section B.
1. Briefly explain any two (2) features of overdraft.  4 marks
2. Briefly explain bridging loan.   2 marks

Please submit this tutorial to my room after the lesson finished.
Thanks you...
Please submit this tutorial to my room after the lesson finished. 

TUTORIAL 7

Tutorial 7

Section A. 2 marks each.
1. List two (2) types of remittances.
2. State one (1) difference between cashier’s order and demand draft.
3. Give one (1) usage of standing instructions.

Section B.
1. Describe four (4) features of demand draft.  8 marks
2. Differentiate between telegraphic transfer and mail transfer.  4 marks
3. Identify two (2) advantages of using telegraphic transfer in remitting money.   4marks.



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TUTORIAL 6

Tutorial 6

Section A. 2 marks each.
1. What are two (2) types of account provided by commercial bank?
2. Give two (2) types of Ringgit Negotiable Certificate of Deposit.
3. Name two (2) types of deposits.
4. Give one (1) features of fixed deposit.

Section B.
5. Elaborate three (3) advantages of current account.  6 marks
6. Explain any three (3) differences between saving account and current account. 6 marks.



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TUTORIAL 5

Tutorial 5

Section A. 2 marks each.
1. State two examples of unit trust in Malaysia.
2. List two (2) securities that are traded on Bursa Malaysia.
3. Give one (1) benefit of unit trust.
4. List two (2) types of market in Bursa Malaysia.
5. List two (2) types of capital market.
6. List two (2) responsibilities of fund manager.

Section B.
1. Determine any three (3) functions of Bursa Malaysia.  6 marks
2. Give three (3) reasons why would you recommend investment in a unit trust.  6 marks.



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TUTORIAL 4

Tutorial 4

Section A. 2 marks each.
1. Give two (2) types of foreign exchange rate.
2. State two (2) participants in foreign exchange market.

Section B.
1. What is foreign exchange market?  2 marks
2. Describe four (4) market players in the foreign exchange market.  8 marks
3. Briefly explain three (3) factors that affect exchange rate.   6 marks



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TUTORIAL 3

Tutorial 3
Section A. 2 marks each.
1. What is money market?
2. Name any two (2) participants in money market.
3. Give two (2) instruments of money market.
4. Define inter-bank market.
5. What is the task of money broker?

Section B.
1. Explain the three (3) activities in money market.  (9 marks)



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TUTORIAL 2

Tutorial 2
Section A. 2 marks each.
1. State two functions of commercial bank.
2. Give two examples of bank which implementing Islamic banking system.
3. Define Al-Musyarakah.
4. List two types of customers for Investment Bank.
5. Give one objective of Offshore Banking in Labuan.


Section B.
1. Explain any two (2) functions of Bank Negara Malaysia (BNM). (6 marks)
2. Distinguish between the concepts of Al-Murabahah and Al-Mudharabah. (4 marks)
3. Explain the following Islamic principles in the Islamic banking:
i. Al-Wadiah (safekeeping)
ii. Al-Murabahah (cost plus)
(4 marks)



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TEST 1


Test 1

Answer all questions. (2 marks each)
1. What is money?
2. Give two (2) motives and example for holding money.
3. What is near money?
4. Give two (2) responsibilities of Bank Negara Malaysia to the    government.
5. Give two (2) functions of commercial bank in Malaysia.
6. State two (2) types of insurance in Malaysia.
7. Give two (2) functions of Malaysia Building Society Berhad (MBSB).
8.   Briefly explain the money market system in Malaysia?
9. Briefly explain one (1) type securities traded on Bursa Malaysia?
10. State two (2) main activities on the foreign exchange market.
11.“Payable to whoever is the holder at maturity date and can be sold on secondary market before maturity date”
The above statement refers to_________________.

Please submit your answer before 17 feb 2012.
Thank you.

Tuesday, January 17, 2012

TUTORIAL 1


Tutorial 1

Section A. 2 marks each.
1. What is money?
2. Give two (2) reasons for holding money.
3. State the components of M2.
4. What is metallic money?
5. Define fiat money.

Section B.
6. Explain two (2) functions of money.                   (6 marks)
7. Explain three (3) characteristics of money.         (6 marks)
8. Money can be measured using money aggregate.
What are the components of M1, M2 and M3?        (6 marks)

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Saturday, January 7, 2012

Objectives of Bank Negara Malaysia



The objectives of Bank Negara Malaysia as outlined in the CBA are:
• To promote monetary stability and a sound financial structure
• To act as a banker and financial adviser to the Government
• To issue currency and keep reserves safeguarding the value of the currency
• To influence the credit situation to the advantage of the country 

Over the years, the roles and responsibilitiesof Bank Negara Malaysia have evolved and expanded. Today, Bank Negara Malaysia focuses on the three pillars of central banking, namely monetary stability, financial stability and the payments system. In addition, importance is given to the developmental role of Bank Negara Malaysia, in respect to economic management, institutional building and the development of the financial system.